How to build a Bank in Civilization 7

Learn how to build a bank in Civilization 7 with our comprehensive guide.
In Civilization 7, the Bank is a crucial building for bolstering your empire's economy. Beyond simply increasing gold income, constructing a Bank is also a requirement for the "Precious Metals" quest. This guide provides a detailed walkthrough of how to build a Bank and maximize its benefits.

Civilization 7: How to build a Bank

Unlocking the Bank:

The Bank becomes available in the Exploration Age, specifically after researching Urban Planning. This technology resides in the third column of the tech tree, preceding Future tech. To reach Urban Planning, you'll need to research the following technologies in this order:

• Astronomy
• Cartography
• Heraldry
• Feudalism
• Guilds
• Shipbuilding
• Education
• Architecture

Construction Requirements:

• City Requirement: Banks can only be built in cities, not towns.
• Production Cost: The production cost is approximately 250-260, varying slightly based on the city's happiness level.
• Maintenance: Maintaining a Bank costs 3 city happiness per turn.

Building the Bank (Step-by-Step):

Select a City: Click on the city where you wish to build the Bank.

Open City Menu: Access the city menu.

Productions Tab: Navigate to the "Productions" tab.

Select Bank: Choose the Bank from the list of available buildings.

Choose Tile: Select the tile where you want to place the Bank. Strategic placement is crucial for maximizing its benefits (see below).

Bank Effects and Adjacency Bonuses:

A Bank provides a base yield of +5 gold per turn. However, its truepotential lies in the additional gold it generates based on adjacentterrain and features:

• +1 Gold: For each adjacent Navigable River Terrain.
• +1 Gold: For each adjacent Coastal Terrain.
• +1 Gold: For each adjacent Wonder.
• +1 Gold: On Quarters.

Maximizing Gold Income:

While building a Bank is essential, Civilization 7 offers other avenues for increasing your gold reserves:

• Other Gold-Generating Buildings: Constructing structures like Bazaars, Guildhalls, and Medieval Bridges can further boost your income.
• Leader Abilities: Some leaders possess unique abilities that enhance gold generation.For example, Napoleon's "Empereur des Français" persona grants increased gold per age for every leader you are unfriendly or hostile with.
• Mementos: Completing certain milestones (Mementos) can provide gold bonuses. TheLydian Lion Memento, unlocked at Level 6 of the Foundation path, grants+200 gold at the start of an age.

Strategic Considerations:

• Placement is Key: Carefully consider the placement of your Bank to maximize adjacencybonuses. Prioritize tiles adjacent to rivers, coasts, Wonders, andQuarters.
• Synergies: Combine the Bank with other gold-generating buildings and leader abilities to create a powerful economic engine.
• Happiness Management: Be mindful of the Bank's happiness maintenance cost. Ensure your city has sufficient happiness to avoid negative effects.

By understanding the Bank's mechanics and employing strategic planning,you can effectively utilize this building to fuel your civilization'sgrowth and prosperity in Civilization 7.

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