How to Hack an ATM in InZOI

Robbing an ATM in InZOI might seem like a fast and thrilling way to score some quick cash, but it’s far from a foolproof plan. A botched attempt can lead to dire consequences, including public humiliation, police intervention, and even jail time. If you’re determined to take the criminal route, this in-depth guide will walk you through everything you need to know—from prerequisites to execution—so you can maximize your chances of success while minimizing risks.

Can Your Zoi Even Rob an ATM? Key Requirements

Not every Zoi is cut out for a life of crime. Before attempting an ATM heist, your character must meet two critical conditions:

1. Low Karma Level ("Bad" or Lower)

• InZOI tracks your Zoi’s moral alignment through a Karma system.
• Only Zois with "Bad" Karma (or worse) can attempt an ATM robbery.
• If your Zoi has been engaging in rebellious or unethical behavior (like stealing, vandalizing, or harassing others), their Karma will naturally drop.
• Pro Tip: If your Zoi is currently "Neutral" or "Good," you’ll need to commit minor crimes (like shoplifting or trespassing) to lower their Karma first.

2. At Least Level 1 in Programming

• Robbing an ATM isn’t about brute force—it’s a digital heist, meaning your Zoi must have basic hacking skills.
• You can develop Programming skill by spending time on a computer (practicing coding or browsing hacking-related forums in-game).
• Warning: If your Zoi lacks this skill, the robbery option won’t even appear.

Finding the Right ATM to Rob

Unlike real life, InZOI doesn’t place ATMs inside banks—instead, they’re conveniently located along sidewalks in various districts. Here’s how to spot the best target:

• Look for isolated ATMs – Fewer witnesses mean a lower chance of getting caught.
• Avoid crowded areas – High foot traffic increases the risk of someone reporting your crime.
• Check for security cameras – While InZOI doesn’t explicitly show surveillance systems, robbing an ATM near a police station is riskier.

Executing the Heist: Possible Outcomes

Once you’ve found an ATM and meet all requirements, it’s time to hack it. However, success isn’t guaranteed—here’s what could happen:

1. Failure (Nothing Happens)

• Your hack attempt fails silently—no money is stolen, and no alarms are triggered.
• No immediate consequences, but repeated failed attempts might draw suspicion.

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2. Getting Caught (Police Alert & Public Outcry)

• The ATM’s security system detects your hack, triggering an alarm.
• Nearby NPCs may panic, scream, or call the police.
• If the police arrive, you have two choices:
  • Run and escape (if you’re fast enough).
  • Surrender and get arrested.
• Jail Time: If caught, your Zoi will be detained until 9 AM the next day.
• Repeat offenses increase penalties—eventually leading to longer jail sentences or fines.

3. Successful Robbery (Small Cash Payout)

• If your Zoi’s mood is high and skills are sufficient, the hack succeeds.
• You’ll receive a small sum of money (usually not enough to justify the risk).
• No immediate backlash, but frequent robberies increase your chances of getting caught later.

Is It Worth It? Risk vs. Reward Analysis

Let’s be honest—robbing ATMs in InZOI is a high-risk, low-reward activity. Here’s why:

✅ Pros:

• Quick (but small) cash injection.
• Adds excitement and chaos to your Zoi’s life.
• Can be a fun way to explore the game’s crime mechanics.

❌ Cons:

• Very low payout compared to legal jobs.
• High chance of arrest—jail time wastes in-game hours.
• Ruins your Zoi’s reputation, making social interactions harder.
• Police may start monitoring you, increasing difficulty for future crimes.

Alternative Ways to Make Money (Without Going to Jail)

If you want fast cash without the legal trouble, consider these safer (and more profitable) methods:

• Get a job (Retail, Culinary, Tech, etc.) – Steady income with no risk.
• Freelance work (Programming, Writing, Music) – Earn money from home.
• Sell crafted items – Use skills like painting or crafting to make sellable goods.
• Gamble (if available) – High risk, but no legal consequences.

Final Verdict: Should You Rob ATMs in InZOI?

Unless you’re roleplaying as a hardened criminal, robbing ATMs is more of a novelty activity than a viable money-making strategy. The small cash reward rarely justifies the high risk of jail time and reputation loss.

However, if you’re looking for chaotic fun and want to test InZOI’s crime mechanics, go for it—just be prepared to face the consequences!

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