Every Vault Hunter in Borderlands 4 knows the pain of a full backpack. When you finally score that perfect legendary weapon or a class mod for another build, the last thing you want is to accidentally sell it or leave it behind. That’s where the invaluable Bank system comes in. This essential feature is your key to permanent storage and intelligent loot management across the entire galaxy.
This guide provides everything you need to know about the Borderlands 4 Bank, including a detailed list of every location, how to massively expand its capacity, and expert strategies for using its shared storage feature.
Where to Find Every Bank in Borderlands 4
Unlike the claptrap-operated machines of the past, Banks in Borderlands 4 are permanent fixtures found in key social hubs and sanctuary-like areas. You won’t have access immediately, but will unlock the ability to use them after progressing through the early main story missions.
Here is the complete list of all known Bank locations:
- The Launchpad (Fadefields): This is the first Bank you will likely encounter. It becomes available after completing the "Down and Outbound" mission. Look for it on the left side of the central building, neatly positioned alongside the vending machines. This is your primary hub for the early game.
- Belton's Bore (Terminus Range): As you venture into the rugged, icy terrain of the Terminus Range, seek out the settlement in The Low Leys. The Bank here provides a crucial safe haven to stash your loot before heading into the dangerous wilds.
- Carcadia (Carcadia Burn): Deep within the Ruined Sumplands of the planet Carcadia, you'll find this Bank station. It's an essential stop for any Vault Hunter braving the harsh, post-apocalyptic landscape of this world.
How to Upgrade Your Bank Space (SDUs)
Your initial bank space is limited, but thankfully, it can be expanded. Toupgrade your storage capacity, you need to find and purchase StorageDeck Upgrades (SDUs) using SDU Tokens.
- How to Get SDU Tokens: These valuable tokens are earned by completing specific challenges,finishing main story missions, and defeating major bosses and rare hunttargets across the galaxy.
- Where to Spend Them: The primary vendor for Bank SDUs is located on the planet Kairos. By investing your hard-earned tokens, you can expand your bank’scapacity to hold well over 300 items, ensuring you never have to partwith a prized piece of gear again.
Advanced Tips: Using the Shared Bank Feature
The Bank’s functionality goes far beyond simple storage. Its most powerful feature is its shared stash capability.
- Transfer Gear Between Characters: All the characters on your account share the same bank space. Thismeans you can deposit a powerful shotgun on your main character, logout, and then withdraw it instantly on a brand-new alt character. Thisis a game-changer for power-leveling new Vault Hunters.
- Perfect for Alt Builds and Class Mods: Found an incredible class mod for a character you aren’t currentlyplaying? Tuck it safely in the bank. Want to save a specific weapon for a future build? The shared bank is your cross-character inventorymanagement solution. It seamlessly connects your entire roster, makingloot collection a unified effort.
By mastering the Bank system, you transform from a scrappy scavenger into a strategic loot hoarder, perfectly prepared to tackle any challengeBorderlands 4 throws your way.
Platform(s): PlayStation 5 PS5, Microsoft Windows PC, Nintendo Switch 2, Xbox Series X/S
Genre(s): First-person shooter, action role-playing
Developer(s): Gearbox Software
Release date: September 12, 2025
Mode: Single-player, multiplayer
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