How to Pay Loans in Animal Crossing Pocket Camp Complete

By
Lidia Rozo
2024-12-10 19:38:07



We have made a detailed guide where we explain How to Pay Loans in Animal Crossing Pocket Camp Complete.



Begin your adventure in Animal Crossing: Pocket Camp Complete with your very own campsite and camper at your disposal. Bring your camper to OK Motors and transform its exterior and interior design to reflect your unique style. Upgrading your camper interior in Pocket Camp Complete is an exciting journey, but remember, these grand enhancements come at a cost. Each upgrade means you'll be taking out a loan automatically.


How to Pay Loans in Animal Crossing Pocket Camp Complete?






In Animal Crossing: Pocket Camp Complete, you have the convenience of paying off loans from any location. Click on the "four square" icon positioned above your planner in the bottom-right corner of the screen. Choose the loan application featuring the OK Motors logo.




The Loan Installment consists of two distinct sections:


  • Your total Bells balance.
  • The Total Due.
  • The Outstanding Loan Amount.





Payments can be made in amounts of 1,000, 5,000, or 10,000 Bells. By tapping the sections marked with the Bell amount, you will increase the currency displayed in the "Amount to Pay" line. Click the Pay Now button to allocate the funds to your loan.





Once your loan is settled, make your way to OK Motors and have a chat with Giovanni. Next, you can secure another loan for your upcoming upgrade. Regrettably, the cost of the interior upgrade will not be disclosed until the installments are complete. This can potentially catch you off guard with a hefty payment if you choose to keep expanding the interior.





Every OK Motors Loan in Pocket Camp Complete




Customizing vs. Expanding




Your camper can be upgraded at OK Motors. Speak to Giovanni, who's standing right next to your camper. You can then choose to Customize my camper!, which changes the outside look, or Expand the interior!.





If you choose "Customize my camper!", you'll then be prompted to select "New style or paint job!" or "Special paint job!". The style of the camper is free, but the special painting will cost you Leaf Tokens instead of Bells.





If you choose "Expand the interior!", Giovanni will tell you what will be done on the camper. "Expand the interior!" can't be paid with Leaf Tokens. Instead, you'll take out a loan.


Here are all the loan costs for the camper:



The camper can be upgraded in several stages, each requiring a specific loan amount:



  • Stage 1: Expand the first floor to 8x12 for 10,000 Bells.
  • Stage 2: Add a second floor (8x8) for 30,000 Bells.
  • Stage 3: Expand the second floor to 8x12 for 50,000 Bells.
  • Stage 4: Expand the first floor to 10x12 for 100,000 Bells.
  • Stage 5: Expand the first floor to 10x16 for 150,000 Bells.
  • Stage 6: Expand the second floor to 10x12 for 200,000 Bells.
  • Stage 7: Expand the second floor to 10x16 for 250,000 Bells.




The Consequences of Not Paying Your Loan - Are Loans Accruing Interest in Pocket Camp?


In Pocket Camp Complete, your loans won't accumulate interest like they do in real life. Feel free to take your time to pay off the loan in full. Keep in mind that until your loan is settled, upgrading your camper will have to wait.



If you're having a tough time gathering Bells, consider checking for any Buncha Bells or Bells maps that could help you in Blathers's Treasure Trek. To progress on the map, you'll need to pay with materials. However, if you possess Leaf Tokens, you can opt for Auto-Trek. This feature enables you to collect every Bells bag scattered throughout the map. Clearing a Bells map requires 3 Leaf Tokens, so if you have some to spare, consider investing them in Blathers's Treasure Trek.



You can also earn Bells by enhancing your Friendship with the villagers or by fulfilling their Requests. Collect Bells from the Goals as well.



Choose Pete's Parcel Service for efficient bulk quest completion. This will spare you the hassle of navigating Pocket Camp Complete just to chat with the animals individually.



It's advisable to hold off on expanding the camper's interior until you have nearly enough Bells for the upgrade. Although there's no rush in settling your loans in Pocket Camp Complete, eliminating them is essential if you aim to achieve a fully upgraded camper.



Now that you know How to Pay Loans in Animal Crossing Pocket Camp Complete, apply the steps described and that's it.






Tags:
AC New Horizons
Platform(s): Nintendo Switch
Genre(s): Social simulation real-life simulation
Developer(s): Nintendo EPD
Publisher(s):Nintendo
Release date: March 20, 2020
Mode: Single-player, multiplayer
age rating (PEGI): 3+





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