Managing your finances in Schedule 1 is essential for maximizing your in-game wealth, purchasing properties, and progressing efficiently. However, the game imposes strict ATM deposit limits, making it difficult to store large sums of cash. If you’ve hit your weekly deposit cap but still need more funds, money laundering becomes a necessity.
This comprehensive guide will walk you through:
✔ Understanding ATM deposit limits and spending restrictions
✔ Step-by-step money laundering methods
✔ Strategies to bypass weekly deposit limits with friends
✔ Optimizing your in-game economy for long-term success
ATM Deposit Limits and Spending Restrictions in Schedule 1
In Schedule 1, ATMs enforce a strict $10,000 weekly deposit limit per player. Once you hit this cap, any additional cash remains in your physical inventory, making it unusable for major purchases (such as houses, cars, or businesses) unless it’s safely stored in your bank account.
Why This Matters:
- Unbanked cash is at risk—if you die or get arrested, you lose a portion of it.
- You can’t buy high-value assets without laundering excess money.
- The limit resets every in-game Monday, so planning ahead is crucial.
To overcome this restriction, you’ll need to launder your money through businesses.
How to Launder Money in Schedule 1
Money laundering allows you to convert illicit cash into clean, banked money, bypassing the weekly deposit limit. Here’s how it works:
Step 1: Purchase a Business
Visit Ray’s Real Estate and speak with Ray to explore business opportunities. The available laundering options are:
Business | Cost | Money Laundering Capacity |
---|
Laundromat | $4,000 | Low-tier laundering |
Post Office | $10,000 | Moderate laundering |
The Car Wash | $20,000 | High-tier laundering |
Taco Ticklers | $50,000 | Premium laundering |
Recommendation:
- Early-game players should start with the Laundromat or Post Office.
- Later, upgrade to The Car Wash or Taco Ticklers for higher laundering efficiency.
Step 2: Use the Business’s Laundering Computer
After purchasing a business:
Visit the location and go to the back room.Interact with the computer to start laundering.Deposit your dirty cash—the laundering process takes 24 real-time minutes (1 in-game day).
Important Notes:
- The 24-hour cycle starts immediately—if you begin at 3:00 PM, the money will be available at 3:00 PM the next day.
- Laundering has no limit, meaning you can clean as much money as you want over time.
- Always launder excess cash, even if you haven’t hit the weekly deposit limit, to keep funds secure.
How to Bypass the Weekly Deposit Limit (Multiplayer Trick)
If you’re playing with friends, you can exploit individual deposit limits to maximize your banking potential.
The Strategy:
- Each player has their own $10,000 weekly deposit limit.
- A 4-player group can deposit $40,000 per week if everyone contributes.
How to Transfer Money Between Players:
Locate a briefcase (found in employee areas of businesses).Deposit cash into the briefcase.Have a friend withdraw the money and deposit it into their own account.
Why This Works:
- You effectively multiply your deposit capacity by distributing cash among teammates.
- If your group earns more than $40,000 weekly, use laundering to store the excess.
Advanced Money Management Tips
To ensure long-term financial success in Schedule 1, follow these strategies:
✅ Launder Money Daily – Make it a habit to clean your cash every in-game day to avoid loss.
✅ Upgrade Businesses Early – Higher-tier laundries process more money efficiently.
✅ Play with Friends – More players = higher collective deposit limits.
✅ Time Your Deposits – Since the limit resets on Mondays, plan big purchases accordingly.
Final Thoughts
Mastering money laundering and deposit limits in Schedule 1 is key to dominating the in-game economy. By purchasing businesses, laundering excess cash, and collaborating with friends, you can bypass financial restrictions and secure your wealth.
Start implementing these strategies today, and watch your empire grow!
Platform(s): Microsoft Windows PC
Genre(s): Video Game Simulation, Action Video Game, Indie Video Game, Strategy
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