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Fabiola Rodriguez
2020-10-27 15:48:47

More about: Phasmophobia

Guide to learn how to get insurance money at Phasmophobia

 For fans of the horror genre in video games, you should already know the new game developed by Kinetic Games called Phasmophobia, which was released by Steam and has received good praise for its plot.

When we are in the Halloween season, it does not hurt to talk more in depth about this game by synchronizing yourself with this spooky time in force, so this time we will talk about how to get insurance money in the game, information that will be very useful if you plan to play it.

How to get insurance money in Phasmophobia?

When you are in the main menu of the game after completing a mission you will see that there will be a lot of data and options in the game, among them is the Insurance one.

You must bear in mind that this insurance does not work the same as what we are used to when you or a partner die, Even if you lose a teammate during a level, you will not receive money or compensation for their death. With this clarified, the insurance money is calculated based on the cost of the additional equipment that you brought for the level.
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For example, if you brought paid extra equipment for a level like the thermometer or the parabolic microphone, you can get compensation for those items if you die. If you die, you will lose all the additional equipment that you have brought for the level, but the insurance money will allow you to recoup some of that loss.

On Amateur difficulty, you'll get 50 percent of the cost of the gear you brought. In intermediate difficulty, you will get 25 percent, and the professional difficulty does not offer you any insurance.

If you play on a low difficulty you should take advantage of using equipment that you are not used to so that if you die and lose your equipment, the cost of failure is not that high and you will have the opportunity to familiarize yourself with the new tools before moving on. to the most difficult setting.

 Now that you know how to get insurance money in Phasmophobia you can be more cautious with your movements in case you die you can get more benefits from this insurance. Luck!

Microsoft Windows PC
Survival horror
Kinetic Games
Kinetic Games
age rating (PEGI):
Official Website:

Other Tags
video game, gameplay, price, 60fps, steam

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